Terms and Conditions

1. Acceptance of Terms

By accessing or using the Bright Endowmarine website or Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Bright Endowmarine provides informational tools and automated analysis intended to help users plan and monitor dollar-cost averaging strategies. The Service is provided for informational and organizational purposes only and does not constitute financial, investment, tax, or legal advice. Bright Endowmarine does not execute trades, hold client funds, or manage client assets on behalf of users.

3. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide is accurate and current.

4. Accounts and Registration

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Bright Endowmarine promptly of any unauthorized use of your account.

• You must provide accurate and complete registration information.
• You are solely responsible for safeguarding your password.
• Bright Endowmarine is not liable for losses arising from unauthorized account access resulting from your failure to secure your credentials.

5. Subscription and Payment

Some features of the Service may be offered on a paid subscription basis. Where applicable, pricing, billing frequency, and renewal terms will be presented to you before purchase. You are responsible for all charges incurred under your account. Fees are generally non-refundable except where required by applicable law or otherwise stated at the point of sale.

6. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation:

• Attempting to gain unauthorized access to the Service, its systems, or related networks.
• Using the Service for any unlawful, fraudulent, or harmful purpose.
• Reverse-engineering, decompiling, or attempting to extract the source code of the Service.
• Interfering with or disrupting the integrity or performance of the Service.
• Copying, reselling, or redistributing any part of the Service without prior written consent.

7. Intellectual Property

All content, branding, software, design elements, and materials made available through the Service are the property of Bright Endowmarine or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you receive only a limited, revocable, non-transferable license to use it in accordance with these Terms.

8. No Financial Advice

Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument. Investing involves risk, including the potential loss of principal. You are solely responsible for any financial decisions you make, and you should consult a qualified, licensed financial advisor before making investment decisions.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Bright Endowmarine does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Bright Endowmarine, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service.

11. Indemnification

You agree to indemnify and hold harmless Bright Endowmarine and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

Bright Endowmarine reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Bright Endowmarine, or third parties. You may stop using the Service at any time.

13. Changes to the Service and Terms

Bright Endowmarine may modify or discontinue the Service, in whole or in part, at any time. We may also update these Terms from time to time. Material changes will be indicated by an updated revision notice on this page. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Bright Endowmarine operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be replaced by a valid provision that most closely reflects the original intent.

16. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.